Job Description

About

Coins.ph

Coins.ph is a leading licensed fiat and crypto wallet services provider in Southeast Asia. We are expanding globally and seeking the right legal and regulatory talent to help us obtain financial and payment licenses in key markets in the EU.

Role Overview

We are seeking a Senior Lawyer, EU Product to support our European fintech licensing and market expansion initiatives.

You will advise on regulatory frameworks (EMI, CASP/MiCA) and help transform legal and regulatory requirements into actionable business insights for strategic market entry.

Key Responsibilities

Advise on EU financial and fintech regulations, including EMI, CASP/MiCA, SEPA, and crypto frameworks. Advise and lead on EU regulatory matters: EMI/CASP and MiCA licensing. Advise on country-level regulatory landscapes, license timelines, and enforcement trends. Translate complex product structures and regulatory requirements / framework into clear, practical recommendations for business and product teams. Review commercial contracts and transactional agreements Support internal teams in preparing for license applications and regulatory engagement.

Requirements

3 to 5+ years of post-qualifying experience as a legal counsel or regulatory lawyer in fintech, payments, or digital assets. Trained at a top-tier law firm. Deep understanding of EU financial regulations (PSD2, EMD2/3, MiCA). Strong analytical and communication skills; able to provide accurate and concise product structuring and regulatory related legal advices Experience working cross-functionally with compliance, product, and strategy teams.

Nice to Have

Experience with licensing projects (e.g., EMI, CASP, VASP). Familiarity with SEPA access, TARGET2, stablecoin frameworks, and related policy developments. Previous experience engaging or liaising with EU regulators or central banks.


We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.