Job Description

####

Your Mission

Every day, we work together on tailor-made solutions for large online retailers and marketplaces, shaping the payment solutions of tomorrow.


As a Working Student (m/f/d) in

Fraud Screening

, you have a keen eye for irregularities: you review transactions made by our partners’ customers, identify suspicious patterns, and assess potential fraud cases. Together with your team in the

Risk department

, you are responsible for detecting and preventing fraudulent activity, helping to keep our payment ecosystem secure.

Your Tasks

You uncover fraud trends and pass them on to your colleagues If you find ways to improve daily work, we welcome your continuous feedback and are keen to implement it
####

That's What You Bring Along

You are enrolled in a bachelor's or master's program (18 month minimum), preferably with a focus on mathematics, economics, psychology, or similar You are interested in an exciting task in the field of fraud prevention and may have already gained some experience in this area With your analytical mindset and your strong communication skills English (German is a plus), you help advance your team and Ratepay every day

You are ready to work on weekends, evenings and bank holidays; in return, we offer you high flexibility (the onboarding will take place during the week in the first 2-3 months)

####

Equal Opportunities & Diversity

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion.

####

About us

We dare to design the future of payments, together. Born in the heart of Berlin’s fintech hub, Ratepay has passionately crafted tomorrow’s payment solutions for over a decade.

Today, we’re proud to be Europe’s leading white-label Buy Now, Pay Later provider, trusted by brands like Eurowings, ZARA, and PUMA.



Our success comes from teamwork, openness, and continuous improvement. We value shared goals over egos, fostering a culture of courage, commitment, and warmth. Our dedicated team of 200+ professionals powers the entire payment value chain - from integration to AI-driven risk management and dunning – delivering tailored payment solutions for businesses across Germany, Austria, Switzerland, and beyond.



At Ratepay, we never stop improving — our products, our processes, and ourselves.

Ready to transform commerce payments with us?