Job Description

Job ID: 37875


Location: Frankfurt, DE


Area of interest: Business Support, Management & Efficiency


Job type: Regular Employee


Work style: Office Working


Opening date: 28 Aug 2025

Job Summary

This role could be based in Germany and Poland. When you start the application process you will be presented with a drop down menu showing all countries, Please ensure that you select a country where the role is based
Be the subject matter expert for Liquidity and IRRBB within SCB AG Treasury. Responsibilities include ensuring compliance with German and European liquidity and IRRBB regulations, ensuring all obligations are understood and documenting how we comply with them and supporting the Regulatory Reporting team as they implement the regulations in reporting systems. This includes ownership of AG Treasury’s liquidity and IRRBB Standards.

You will be the lead SME for SCB AG’s use of central bank facilities for non-marketable collateral, owning processes to assess eligibility and post with central banks across Europe.

You will be expected to have an expert level of knowledge of German and European liquidity and IRRBB requirements and how these interact with forecasting and business optimisation. You will own SCB AG’s Funds Transfer Pricing methodology, supporting sustainable business growth and advising ALCO on setting the rates of FTP components. You will also contribute to the ILAAP and work with Treasury Risk on liquidity stress testing.

You will support the new product approval process, ensuring that risks on new products are appropriately captured within reporting systems and covered within Standards.

Key Responsibilities

Strategy

Understand Standard Chartered’s business strategy, how it applies to Standard Chartered Bank AG and the consequences of regulation on liquidity and funding including forecasting.

Business

Work with the business to optimise liquidity and funding.

Processes

Contribute to the forecasting process for liquidity and funding, be responsible for maintenance of liquidity and IRRBB obligations registers. Assist the recovery planning team on the liquidity and funding related recovery indicators and impacts.
Support process improvements that Simplify, Standardise and Digitise.

Risk Management

Understand regulatory change and the impact this can have on SCB AG’s liquidity (including intraday liquidiy) and funding position and appropriately manage the risks around such changes.

Governance

Fulfil all governance requirements relating to liquidity and IRRBB management, working with stress testing, regulatory reporting.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Skills and Experience

Expert level of knowledge of German and European liquidity and IRRBB requirements; 10+ years of experience in Treasury, ALM (Asset–Liability Management), Liquidity Risk, and IRRBB, ideally within a bank or large financial institution. In-depth knowledge of Basel III/IV, ECB requirements, MaRisk, and German as well as international liquidity and IRRBB regulatory standards. Ability to develop and implement strategic initiatives in liquidity management, IRRBB, and Recovery Plan processes. Strong stakeholder management skills, including working with regulators, boards, and senior management. Professional certifications such as CFA, FRM, ACT, or CertBALM are highly advantageous.

Qualifications

Certifications Holder of one or more of Chartered Accountant, Chartered Financial Analyst, Certificate in Bank Asset-Liability Management

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:

Do the right thing

and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle,

continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Are better together,

we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,

we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance,

with flexible and voluntary benefits available in some locations.

Time-off

including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

Flexible working

options based around home and office locations, with flexible working patterns.

Proactive wellbeing support

through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture

to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.

Being part of an inclusive and values driven organisation,

one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
www.sc.com/careers