\n Join Our Team as Associate, Credit Analyst in Frankfurt

Are you ready to take your career in finance to the next level? Standard Chartered Bank is seeking an exceptional individual to join our team in Frankfurt as an Associate, Credit Analyst. This is an exciting opportunity to actively engage with Coverage/GAM and risk approvers, contributing to the preparation and review of full credit application packages. As a Credit Analyst, you will play a crucial role in assessing various risk types, including credit risk, fraud risk, sanction risk, sustainability/climate risk, and transaction risk.

Key Responsibilities

• Create timely, insightful, and concise credit analysis reports as directed by the Team Leader.
• Conduct in-depth analysis of the client\'s industry dynamics, competitive positioning, and management strength.
• Articulate the client\'s strategy and assess its clarity and execution risks.
• Evaluate funding strategy, financial policy, treasury activities, and liquidity.
• Develop performance expectations, assess balance sheet strength, and conduct stress testing.
• Address other relevant risk aspects such as country risk and transaction-specific risks.
• Prepare additional analysis as required, including industry-specific reviews, portfolio reviews, and stress tests.

• Proactively monitor key entity and industry-wide events, covenants, and risk triggers.
• Partner with Relationship Managers to support client strategies and provide insights on key risk aspects.
• Collaborate with Risk by presenting credit analysis and proposed credit grading.
• Accompany Relationship Managers on client visits for due diligence.
• Act as a point of expertise for credit aspects with Product and other teams.

• Support Team Leaders and colleagues on projects aimed at enhancing team activities.
• Share knowledge and learnings with the team for continuous improvement.

Qualifications

Our Ideal Candidate:

• Graduates with sound knowledge of accounting and financial principles.
• MBA or CFA qualifications are advantageous but not required.
• Fluency in English and German.
• Ability to engage in credible dialogue at all organizational levels and with clients.
• Strong organizational skills with the ability to multitask and balance competing demands.

Role Specific Technical Competencies:

• Minimum 2 years of relevant experience in banking, rating agencies, treasury, or accounting (preferred).
• Strong analytical skills with a focus on credit risk assessment.
• Excellent verbal and written communication skills.
• Ability to work across cultures in a dynamic environment.

Why Join Us?

• Be part of a dynamic team in a leading international bank.
• Work on challenging projects and gain exposure to a wide range of financial products and industries.
• Opportunities for professional development and growth.
• Competitive compensation and benefits package.

If you are a driven and analytical professional looking to excel in the world of finance, we invite you to apply for the Associate, Credit Analyst position at Standard Chartered Bank.

Apply now and be a part of our journey towards excellence!

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